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WebLenders often use credit scores to help them determine your credit risk. Credit scores are calculated based on the information in your credit report. In most cases, higher credit … Web10 de jun. de 2014 · Fall 2011. Audio (MP3 5.2 mb) Your Credit Reports and Credit Scores: Simple Steps to Make Them Better. It is no secret that the information in your credit report may be used to help determine whether or not you will get a loan and how much you will pay for it — and perhaps even the cost of your insurance or if you can get a new job … Web23 de abr. de 2024 · A A bank may obtain a credit report on an existing customer to review an account to determine whether the customer continues to meet the terms of the account (§604 (a) (3) (F) of FCRA). However, this applies only for purposes of reviewing an account “to determine whether the consumer continues to meet the terms of the account.”. popular gaming chair brands